Affiliate marketing in the finance niche is one of the most profitable opportunities available. However, not all programs are created equal. If you’re looking to maximize your earnings, here are the top finance affiliate programs ranked by their offers opportunity.
1. SoFi – Up to $1,000 Per Lead
- Niche: Loans, banking service, insurance
- Commission rate: Up to $1,000 per lead
- Cookie window: 30 days
- URL: SoFi referral program
SoFi is a one-stop shop for personal finance. It offers loans, checking and savings accounts, investment options, and insurance. The program provides a generous commission structure, with payouts reaching up to $1,000 for student loan refinancing referrals. However, commissions are only awarded if the referred loan is approved.
2. Binance – Up to 50% Lifetime Commissions
- Niche: Cryptocurrency trading
- Commission rate: Up to 50% lifetime commissions
- Cookie duration: 90 days
- URL: Binance affiliate program
Binance is one of the largest cryptocurrency exchanges in the world, processing ~4.3 million transactions daily. The affiliate program offers a lifetime commission on trades, making it highly profitable for affiliates with a crypto-focused audience.
3. Coinbase – 50% of Trading Fees for 3 Months
- Niche: Cryptocurrency trading
- Commission rate: 50% of trading fees for 3 months
- Cookie duration: 30 days
- URL: Coinbase affiliate program
Coinbase is a well-established platform in the crypto space. In 2024, the company has 108 million users, making it an attractive option for affiliates. As for their affiliate program, it offers a 50% commission on trading fees within the first three months of a referral’s activity, which may be quite profitable.
4. eToro – Up to 25% Revenue Share or $400 CPA
- Niche: Trading
- Commission rate: 25% revenue share or $400 CPA
- Cookie duration: Lifetime
- URL: eToro partners
With 35 million user base and presence in 75 countries, eToro is a leading trading platform. Affiliates can choose between a percentage of lifetime earnings or a one-time CPA commission of $400 per signup.
5. Wise – Up to $63 Per Referral
- Niche: International money transfer
- Commission rate: Up to $63 per referral
- Cookie duration: 365 days
- URL: Wise affiliate program
Wise is an excellent choice for those targeting freelancers, remote workers, and businesses that frequently transfer money internationally. The one-year cookie window increases the likelihood of earning commissions.
6. Robinhood – Up to $20 Per Funded Account
- Niche: Trading and stocks
- Commission rate: $5 per lead, $20 per funded account
- Cookie duration: 30 days
- URL: Robinhood affiliates
Robinhood’s commission structure isn’t the highest, but its popularity among beginner investors makes it an easy sell for affiliates. The company claims to have 24 million users, which further shows its appeal among traders.
7. Credit Sesame – Up to $6 Per Sign-Up
- Niche: Credit monitoring
- Commission rate: Up to $6 per sign-up
- Cookie duration: 30 days
- URL: Credit Sesame affiliate program
Credit Sesame offers credit monitoring and financial education tools that helps collect all the data in one place. It’s a simple and beginner-friendly program but offers lower commissions.
8. Acorns – $5 Per Referral
- Niche: Investing
- Commission rate: $5 for each successful referral
- Cookie window: 30 days
- URL: Acorns referral program
Acorns is an investment platform that you can take with you wherever you go. The platform targets the younger crowd, with an average user age of 24 to 35. Although $5 per referral may not seem like a lot, it will be reinvested and will grow over time.
Final Thoughts
Finance affiliate programs offer some of the highest payouts in the industry, making them a great choice for affiliates.
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